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  • 05/21/2021 9:27 PM | Anonymous member (Administrator)

    Guest Blogger, Arielle Roth is the Marketing Manager of Amigo Mobility, Owner of Riella Marketing & Design and Co-Owner + CCO of Emerge Entrepreneur Collective. She also speaks on mental health and addiction, and works to create a safe space for others struggling.

    May is Mental Health Awareness Month. Nearly 450 million people worldwide are currently living with a mental illness, yet nearly two thirds of people with a known mental illness never seek treatment. ADAA is dedicated to helping those living with anxiety, depression, and co-occurring disorders and their loved ones find treatment, support, and resources.

    With changes and unknowns due to the past year, the number has grown tremendously, while access to resources has become significantly harder. WIL member Arielle Roth has battled depression and bipolar since her teen years, and in the past year began speaking on managing mental health, she shares her journey and some of her tips for balancing her mental health, stress and life with us:

    It's hard to be vulnerable, but important. It's how safe spaces are created for others, especially for those that have not struggled before it can be overwhelming and it's time to #BreakTheStigma for others to realize they aren't alone.

    I was diagnosed with chronic depression and high anxiety when I was 17, and I always find it interesting that even at that age I was incredibly comfortable speaking about it. But I didn't fully understand it, especially how to manage it.  That mixed with side effects of medications, trial and errors of finding the correct ones, along with just the general angst of being a teenager was...a lot. And I always assumed things were working as they were and my life would always just be that way.

    As I got older I started to realize the medications weren't working for me. I also started to realize that I do not have anxiety, I rarely feel anxious in regards to life and decision, am capable of making game plans and very logically make decisions. My struggle is large mood swings, heavy depressive ones, I am easily distracted, have a hard time staying on track or on deadlines, and a handful of other side effects that led us to realize it was bipolar. Which I have never struggled with - on the contrary it simply brought me answers I needed.

    Around 21 I also made the decision to fully go off of medications and learn how to manage my illnesses on my own. Please note - I am not a medical professional, this is in no way my advice to someone, only my experience. I did this with the help of a professional therapist and trial and error on my own part. 95% of the time I am great, but when I struggle...I struggle hard. But if you're trying to get a better grasp on your mental health, especially after this last year, here is some of my best advice:

    1. Embrace it - Find the positives in your mental illness. Odd statement right? It's been a revelation for me though, it is a part of me. And negatives aside it makes me incredibly passionate and self-aware of my life which has brought many positives.
    2. Be active - it really is the best natural medicine. Your doctor isn't just telling you that. Even if it is only a thirty minute walk a day, I can tell a drastic change in my mood if I'm staying active or slacking.
    3. Let the bad days be bad - if you are avoiding letting yourself be sad or feel the negatives you will continue to bottle them up. At some point they are going to overflow. So let the bad days be bad, but know the next day is a new fresh start and it doesn't need to be bad too.
    4. Think before you panic - it took me a long time to get into this habit but, when you are in a situation that makes you uncomfortable ask yourself "what is the worst that can happen in this situation?" Majority of the time the worst outcome is exactly where you are at currently, and you're already surviving that. This also allows you to make a game plan by looking at potential outcomes rather than panicking.
    5. Learn what works for you - I have a really hard time with sticking to deadlines, keeping track of...anything, and simply being forgetful. I have had to learn how to offset that. I tried digital planners it doesn't work. Bipolar comes with an interesting aspect that if we can't physically see something we forget it exists, so phone planners don't work. Instead I have a yearly monthly planner, I also have a one month giant whiteboard calendar in my office, and I use a desk calendar for EVERY individual client. But it means at all times I can see everything I need, it is what works for me.
    6. Find something be thankful for everyday - and write it down. Even if it's a tiny moment, it forces you to find a positive even when you are struggling.
    7. Realize you are not alone - find someone who will listen. And if you can't, I always will and can be reached by email or Facebook anytime you need.

  • 04/16/2021 10:43 AM | Anonymous member (Administrator)

    Guest Blogger, Cherina Johnson is the owner of Upstairs Resale Shop located in Saginaw, MI, which is currently operating as an online and pop-up store.

    A benefit of living in Michigan is that you get to experience all four seasons. Each season brings forth certain characteristics from beautiful landscapes to various weather conditions. Each season within itself can stand on its own and in the forefront at its appointed time during the year to showcase its strengths and reveal its weaknesses.

    We are still in the midst of a pandemic, but do not let the pandemic get inside of you through complaining and having a gloomy outlook on life. A lot of devastating things have happened since spring 2020; thousands of deaths, job losses, and business closures. While acknowledging these things, let us also recognize the positive things that has spring forth: more family time spent together, businesses pivoting into new ventures to survive, and work from home that allowed parents to be present to assist child with virtual learning.

    It is inevitable that life will throw you some twists and turns throughout your seasons. The outcome will depend on how you act in the midst of the challenges. Either you will react or respond to the situation. Reactions are emotionally driven and most likely to be accompanied with regret. On the other hand, when a person responds to a situation it tends not to be done hastily, but given thought into how to proceed and overcome the circumstance at hand. Just like the seasons come and go, know that wherever you find yourself in life at this given time, it will surely pass. Therefore, let go of things that have held you down, that has frustrated you, and kept you from moving forward because you are stuck in the past. This is your season to let go of fears, disappointments, uncertainties, jealousies, and inadequacies. This is your time to rise up and spring into new opportunities and new beginnings in your life, family, workplace, and community. This is your time to shine and launch into endless possibilities.

    Spring into life…

  • 03/26/2021 8:20 AM | Anonymous member (Administrator)

    Guest post by  Andrea S. Richmond Proprietress, Leopard Print Books, Gifts & Curiosities and Account Manager, The Scott & Miller Group

    Years ago, I read a book on how to be more creative. One of the suggestions from the author was to change your route to work and places you travel frequently. By doing so, you expose yourself to new sights, new sounds, and new paths, which change neural connections in your brain and foster creativity. Since many of us are working from home, changing the path to our workplace isn’t going to make much of an impact. There are a finite number of ways from your bedroom to your desk, after all. However, we can still apply this approach when we do go out and about. 

    “If we know exactly where we're going, exactly how to get there, and exactly what we'll see along the way, we won't learn anything.”
    ― M. Scott Peck, The Road Less Traveled: A New Psychology of Love, Traditional Values and Spiritual Growth

    For example, taking a side street on your way to Meijer can shift your perception or spawn an idea. Even taking a different path shopping in the store can change your mindset. I applied this idea when I went for a walk in the woods recently. There’s a path I always take. I often think to myself, “I should try a different route (or travel the path in reverse),” but then make excuses for not doing so. “I know this path. It will take me longer to go a different way. I’m not sure where I’ll end up, etc.” However, Sunday morning, I took a different route. And, what happened? I saw things I hadn’t seen before and they were exciting! A muskrat swam under the ice directly under the bridge I was standing on. A blue heron, who was standing in a marshy area, took flight right before me. Some of you are probably wondering how a muskrat and heron can be exciting. But for a nature and animal lover like me, it was. 

    Poem of the One World
    This morning
    the beautiful white heron
    was floating along above the water
    and then into the sky of this
    the one world
    we all belong to
    where everything
    sooner or later
    is a part of everything else
    which thought made me feel
    for a little while
    quite beautiful myself.”
    ― Mary Oliver, A Thousand Mornings

    These experiences also reminded me of why I love walking in the woods so much. Like Oliver, it fills my spirit. In every season. The aroma of the earth and decaying autumn leaves. The sound of birds chirping and wind making music striking branches together. Sights of a snow-covered landscape or lush moss on a fallen log. Ahh. And, in an age that’s full of spirit-sapping devices, media, and sometimes people, finding something that brings you into the present moment and fosters appreciation is life giving. 

    I’m fortunate to have friends that also inspire me. My friend, Pearlette, who was the presenter for March’s monthly meeting, always provides unique insight. In addition to being very driven, she’s also very intuitive. She often says something that I’ve known at some level but I’ve either missed or ignored. During our last chat, we talked about listening to our intuition. I don’t know about you but sometimes I don’t listen to the nudges. Sometimes, they are little ones, “you shouldn’t type that” in an email. Sometimes, they are bigger, like making a big mistake because you’re overtired should have gone to bed. 

    Listening to your inner voice is required if we are to live our best, most authentic life. It’s why I started an indie bookstore. I had an epiphany sitting in one of my favorite bookstores, Literati in Ann Arbor. I had wondered what my life purpose was for years and read, journaled, and worked with a life coach to figure it out. That day, I was reading The Happiness of Pursuit by Chris Guillebeau. (This is a great book for entrepreneurs and wannabees) And, it hit me like a jolt. My intuition said, “I need to open a bookstore.” It was the convergence of all the things I love – books, creativity, art, funky stuff, shopping, and uplifting people – and things I am good at – organizing, making connections, marketing, transformation, and shopping. (Yes, shopping appears twice.)

    Now, would that idea have come to mind if I hadn’t been quiet and listening? I don’t know. What I do know is that making time for myself was absolutely necessary to birth this vision. For most women, myself included, this is incredibly difficult to do. 

    “Tell me with whom you consort with [or how you spend your time] and I will tell you who you are.” 

    ~ Goethe

    Who am I? Who are you? Are you who you want to be? Authentic conversations with people we trust like Pearlette can provide insight into what we already know. I need to do the work – recharge, spend more time in nature, and go within and listen – in order to be who I want to be and live my “I am.” What about you?

    “Until you value yourself, you won't value your time. Until you value your time, you will not do anything with it.”
    ― M. Scott Peck, The Road Less Traveled: A New Psychology of Love, Traditional Values and Spiritual Growth

    Building or running a business is a ton of work. We must nourish ourselves so we can give to our families and friends, to our communities, and to our passion. When we realize our value, our lives, our community, and our world will be a richer, more vibrant and fulfilling place for all. 

  • 02/18/2021 9:47 AM | Anonymous member (Administrator)

    Guest Blogger, Cherina Johnson is the owner of Upstairs Resale Shop located in Saginaw, MI, which is currently operating as an online and pop-up store.

    Do you work in an environment that is hostile, disrespectful, or unappreciative of your skills or input? This is a toxic relationship. What can you do if this is something that you are experiencing now or have been experiencing for some time? There are basically three options you can choose, each having its own pros and cons.

    First, you can stay at the workplace and tolerate the abuse. You will most likely keep your job, but under the present circumstances you probably will be stressed out or even fearful to go to work.

    Second, you can report incident to immediate supervisor or executive management of any intimidating or rude behavior that has been targeted against you. This may reveal to management a potential problem, however, if management does not take it very seriously it could result in a more vicious attack on the individual who disclosed the issue.

    Finally, you could quit this job and find work elsewhere. If you leave the job it would be a good thing for your mental health, yet it may put you in a financial bind until you find another job with comparable or better pay and benefits.

    If there is incivility in the workplace, in order for the root of it to be cut off it must be dealt with from the top down. What is civility? This is something that has to be defined, communicated and demonstrated by word and deed by executive management, not just written in an employee’s handbook. Sure, these individuals may not deal with the staff much on a one-on-one basis, but they set the tone of what is expected from their staff and how the workers should be treated by their superiors and toward each other; no matter, what department they are working in. The following is an example of what civility is according to the law firm Bryan Cave in Irvine, California (Porath, 2018):

    Bryan Cave’s Code of Civility

    1. We greet and acknowledge each other.
    2. We say please and thank you.
    3. We treat each other equally and with respect, no matter the conditions.
    4. We acknowledge the impact of our behavior on others.
    5. We welcome feedback from each other.
    6. We are approachable.
    7. We are direct, sensitive, and honest.
    8. We acknowledge the contributions of others.
    9. We respect each other’s time commitments.
    10. We address incivility.

    Another thing to take into consideration to foster a civil atmosphere at the workplace is to teach employees skills in how to act civil through ongoing training, including role playing. Being civil is a learned behavior, so teaching about civility is important. Yet, modeling civility is essential. Like the old adage says, “action speaks louder than words.”

    Reference: Porath, C. (2018). Making civility the norm of your team. HBR. 

  • 02/01/2021 2:44 PM | Anonymous member (Administrator)

    Guest Blogger Neena Hogle is the 2021 President for Women in Leadership, she is also an inspirational speaker and owner of Fearless Networking

    Grabbing coffee or lunch with a friend or colleague probably isn’t going to happen anytime soon, at least not in person. But social distancing doesn’t mean you can’t network. In fact, you may find even more ways to connect and network with your circles.

    Due to modern technology, meeting in-person isn’t required to develop new relationships or deepen existing ones. So, although we’re all practicing some form of social distancing for the moment, here’s how to maintain and grow your network while social distancing:


    Be intentional about reaching out to different people and groups of people. A lot of us have big holes in our schedules because of cancelled plans, In the past, many of us struggled to make time to network - now is a great time to reach out and get a response. How do you find these people without leaving the house?

    • Identify people you would like to connect with on LinkedIn.
    • Utilize professional organizations and association websites, i.e. Chambers of Commerce, Women in Leadership, Rotary, etc. 
    • Go through your collection of business cards. Organize and follow-up with connections from your current collection of business cards. 
    • Take advantage of one-on-one networking opportunities – global quarantine has had unexpected benefit - a surging interest in one-on-one mentorship and networking.
    • Carve out time to stay connected. Online relationships require nurturing just as much as (if not more than) those in the real world.
    • Consider mentoring - many successful people attribute their success to having had a great mentor and you can grow exponentially by being a mentor, as well? Serving as a mentor can develop your communication skills, allow you to gain a new perspective, give back and expand your network.
    • ASK how you can help! Be up-front and authentic and offer something like ‘since I can’t support you financially right now, how can I help?’
    • Write recommendations and testimonials – share them on contacts LinkedIn and Facebook Business Pages – and be sure to email a copy contacts can utilize for their website, or however they want.
    • Last but not least leverage social media by Following, Liking and Sharing posts to help contacts grow their online presence. Many small businesses and entrepreneurs rely on social media marketing and it’s hard to get content in front of people without paying for advertising. 


    Don’t focus on sales, focus on the relationship. Reaching out with, ‘Business is really slow right now, do you have any leads?’ is not only transactional and opportunistic, it’s inept, we all know businesses are suffering. We don’t know how long the crisis will last; and we’re all adjusting to new restrictions, and this is not the time to be aggressively prospecting with people. What’s the best way to build relationships during the age of social-distancing?


    How can you give back? We’ve seen a lot about supporting local businesses and restaurants #TakeOutTuesday, which is wonderful, but if you’re one of the many people that still aren’t working, and aren’t getting unemployment – you might be struggling to pay bills – and purchase-support may not be an option for you. So how can you give back?

  • 02/10/2020 11:57 AM | Anonymous member (Administrator)

    What is your story? What makes you become a confident, empowering woman? Women from the Midland, Michigan area came together to share just that with Self Love Beauty through our Beautiful Me campaign. 

    Our Beautiful Me campaign has been bringing women together to showcase the shirts from our shop as well as hear from women on their journey to find self-love and what makes them beauty. Click here to view the photos from the Midland photo shoot.

    Each person has their struggles and it is amazing to hear their stories so we can help others relate through story. Quite often you see people looking for Life lessons and quotes that help them through their situation because they can see that others have managed to get through tough times too.

    Hear from women on their journey to find confidence: 

    I’m still in pursuit of being a confident woman. I try everyday to be kinder to myself and stop my negative self-talk.- Ali Cnudde

    Self Love Beauty Beautiful Me Campaign

    “I think my story is still a work in progress. It all started as an athlete

     in high school and then in college. That’s when I am comfortable and feel like I am in my own shoes. I now feel like I can do anything because of my drive that I got from playing in sports my whole life.” Alexsis Koch

    “I became and confident woman after leaving a bad relationship that made me feel like I wasn’t a lovable person. After I left that relationship I was able to focus on myself and learn to love myself. I saw that the relationship changed me and I didn’t like it. I saw that I needed to believe in myself and stop giving up on things and missing out on other opportunities because of someone else. I knew I needed to learn to love myself before I started dating again. Then I met my husband who helped me become confident in myself and show me just how lovable/wonderful I truly am. Also once I had my daughter I knew with all of the body shaming and bullying these days I needed to be strong and confident for our daughter. I need to teach her how to love herself no matter what . I am her example. ” Nichole Elledge

    “When I was younger, I had extreme social anxiety and was super self conscious. I wanted to be someone other than myself. I didn’t like the way I looked, I cared what other people thought of me, and felt like I couldn’t be myself with anyone except my family. It took a long time to feel comfortable in my own skin and confident in who I was. When I went away to college, I started to learn more about myself and really came out of my shell. Being on my own, trying new things, and just putting myself out there, really helped me become a more confident, empowered woman. After I graduated and moved off on my own, I grew more confident as I learned how to support myself and take charge of my own destiny. Don’t get me wrong, this journey was by no means pretty, but I wouldn’t change it for the world. Because without those messy life experiences, I don’t think I would be the person I am today.” – Marie Nesbitt

    “A former health teacher turned studio owner, put me in a position to help change or influence the lives of others which means I need to lead by example .” –Amy Jaster

    “Through embracing the good in life and learning from the hardships.” -Alyssa Bickel 

    “Throughout my childhood my dad always told me “numbero uno” meaning number 1 in Spanish… sounds silly but it taught me always to keep me in mind first. I still repeat it to this day when I find myself caught up in the chaos life brings and remind myself to take care of my mind, body and emotions. It can begin to sound selfish but to remember about ourselves and show ourselves love is key to living my life freely. It has taught me to be true to who I am, my dreams and future. Over the years, I’ve learned so much about my self talk and being “my own best friend”, someone I can count on. My confidence and self love stems from loving and being true to who I am.” – Samantha Schlicker

    “Learn from your set backs instead of dwelling on them . Remember to celebrate the small wins and your will find peace in the process.” -Selena Ashley

    “I kicked cancer in the face while maintaining a positive attitude and having a lot of laughs”- Hayley Coleman

    “I discovered my self love through my involvement with SLB. It has been incredible to a part of the blog as it has grown. I have been honored to witness it touch so many woman’s’ lives.”- Gabriella Hoffman 

    “The Air Force played a huge role in me becoming who I am today. I loved being in the military, it had its ups and downs, and there were days when I was away that I cried more than smiled. But it taught me incredible things. It taught me that I can take care of myself, that I can hold a career, be successful, pave my own path, and it taught me to be proud and it humbled me all at the same time.” –Delainey Doughty 

    “My strongest support system is my immediate family. My mother and father have always encouraged me to strive for success, and they have supported me every step of the way. I know I am so blessed to have graduated college debt-free with a 4.0 GPA, traveled the world through study abroad opportunities, landed more than 10 internships in a field that I love, and so much more. I know that I can do anything I set my mind to, and I take great joy in sharing my story with other young minorities to encourage, assist and mentor them to strive for success as well. I also take pride in my characteristics of a confident, empowering woman as I want to be the best role model for my younger sister to look up to.” – JoLena Broussard

    “In the past, I have tried to be that size 0. I have worked out for countless hours and ate very little. I have ran for hours on end and hated having muscles. I would avoid working out my legs or my shoulders because I hated how muscular they were. I hated being the girls with the big biceps or big, broad shoulders. Then I discovered CrossFit. CrossFit showed me that having muscles bigger than the average person is a good thing. It not only is impressive to watch a person throw about 170 pounds over their head, but the hard work and dedication it takes to get it there. CrossFit has opened a new world for me and has shown women, all shapes, sizes and ages, that being strong is a beautiful thing.”- Danni Radosa

    “Through the revelation of God’s constant belief in me walking out of the darkness and into the light.” -Ruth Rushlow

    The Beautiful Me Campaign comes from Self Love Beauty’s mission is to ensure women have self-love through feeling confident in their own beauty and feeling empowered one story at a time knowing they are not alone on their journey to reach their full potential.

    Self Love Beauty’s online Beautiful Me shop opened in the fall of 2016. The shop includes a variety of shirts that showcase quotes for women to choose from to wear that best describes themselves.

    What is the Beautiful Me Campaign?

    The Beautiful Me campaign and store is to inspire women to share their stories of how they were inspired to love themselves, what they love about themselves and the challenges they faced to get there.This campaign is to showcase how all shapes, sizes, ethnicity and ages are beautiful.

    This campaign is to spread the word about women’s journeys to self-love. We have been traveling to a variety of states and cities for photo shoots of women of all shapes, sizes, ethnicities and ages for them to showcase how our shirts look beautiful on everyone and to have women share their story on what beautiful and self-love means to them.

  • 02/03/2020 11:53 AM | Anonymous member (Administrator)

    What makes a good leader?……Someone who….

    Did you click on this link to see the top ten characteristics of a leader, to see if you feel like you have a few of them? Did you want to read a commentary to assure you that you are in a good leadership environment or affirm that you need to get out of a bad one? Maybe you thought that there was going to be an additional training on leadership…. well that one might be true……

    Having asked this question of adults in various settings the answer always is a comprehensive list of characteristics of leadership……for example
    • Communication
    • Delegation
    • Visionary
    • Networking
    • Commitment
    • Trustworthy
    • ……….

    Pages and pages of easel paper could be filled with characteristics of a good leader. We could search this question and have an endless list of characteristics. Good, even great characteristics.

    But what do these characteristics look like? How do they make people feel? What is the impact on the people around leaders?

    It seems easy to list the characteristics, but it takes self – assessment and commitment to behave the characteristics. My actions, my presence in the characteristics, essentially the way I am is what has the impact on others around me.

    This hit home for me when I asked this same question “what makes a good leader?” of youth. The answers were a little different.

    • Someone who makes me feel important
    • Someone who helps me learn new things
    • Someone who teaches me to do my job
    • Someone who is there if I have a question
    • Someone who knows what they are doing
    • Someone who leads a group to accomplish something together
    • Someone who knows I am good at things

    Most of my kids in class share openly and easily, yet there are always a few that you never really know if they are listening or if you are reaching them. If you could picture this day, a group of 12 and 13 year olds gathered around the easel paper, relaxed, sharing thoughts, and this quiet voice from the side of me says….

    • ‘Someone who doesn’t yell at me when I make a mistake’

    Even now as I reflect back it brings tears to my eyes. ‘Someone who doesn’t yell at me when I make a mistake’, there is a story there, a moment in this young person’s life where someone did something that impacted him.

    We are all leaders. It is not just characteristics that make a good leader but more importantly the person who embodies them. Characteristics are qualities or values people have, qualities that inform actions or behaviors and define the person who behaves them. This is the core of ‘everybody is a leader’. We are all ‘someone’ for ‘someone’ else.

    What kind of ‘someone’ do you want to be?

    Contributor Writer: Sarah Weisbarth has been described as rooted in her faith and able to draw inspiration from a rock. As a life coach with Self Love Beauty helping others grow in themselves and connect with others on a deeper level is a natural niche for Sarah. A commitment to providing others with the internal resources they need to be successful in life has Sarah working and serving in programs related to youth and those that promote self-worth and personal value.

  • 09/09/2019 10:21 AM | Anonymous member (Administrator)

    By Darlene Myers

    We had a great meeting on August 27th!  After the regular business of the meeting was handled Michael Rhodabarger presented “Counter Intuitive Leadership.”  Michael’s engaging style started off by noting the three problems every business has…profit, people and process.

    Michael stated that most companies only focus on profit and process and neglect their people.  He suggested the percentage of time spent on people should be 90% and 10% of time on processes.  He showed a picture of a house without a firm foundation and it was obviously not stable or sturdy.  Then he showed a picture of the house with a great foundation.  The house with a great foundation just looks like a great house. You don’t see the foundation – but the fact that the house is upright and altogether, and looks good, etc…indicates that there must be a solid foundation.  A solid foundation in business is created by great leadership.

    There are two kinds of leaders Personality Leaders and Counterintuitive Leaders. 

    Personality Leaders:

    Personality leaders are split into introvert personalities and extrovert personalities.  And those are broken down into 5 components: Transactional, Bureaucratic, Laissez Faire / Melancholy, Autocratic and Charismatic.  These types are natural to human nature.

    Counter-Intuitive Leaders

    Counter-Intuitive Leaders split their leadership styles between Transformational Leadership and Servant Leadership and that produces success!  This process is “Un-Natural” to human nature but critical to effective leadership.

    Michael then used the analogy of a construction project to illustrate the importance of starting with a good foundation in our leadership endeavors (which incidentally means improving our own leadership skills). 

    Finally he noted that we should never under-estimate the power of competition.

    Michael provides something called a SKAN Skills Analysis.  His website is www. execuspect.com and his email is info@execuspect.com.

  • 01/30/2019 11:28 AM | Anonymous member (Administrator)

    By Darlene Myers

    If you were at the Vision and Values Masterclass Tuesday, January 19, 2019, you already know this but if you weren’t – here’s a quick recap…

    It happened on a cold and dreary afternoon, with freezing rain.  In spite of the poor weather, the room was filled with women of all ages looking for knowledge on how to write their personal vision statement.  The room at Yeo and Yeo was warm and full of positive expectations for what lay ahead this afternoon.

    The program started at 12 pm with a delicious boxed lunch sponsored by Thrive Social and Team One Credit Union. Kris Marsh was fantastic. She started with a brief introduction to the exercises we were about to begin. Without delay, we found a group close to us and jumped right into the process of finding our vision. 

    Kris provided handouts to help guide us through the process.  As she moved through the crowd, she would share what other groups were doing to offer examples to the rest of us who may have struggled a bit with our vision. It turns out, this process is harder than it looks!   Even though some of us didn’t complete our own vision statement – we got a good head start on it and had the opportunity to contemplate our future in a way we had not previously done.  The process of working in groups with other people and asking specific questions of each other helped to clarify thoughts and desires.  Additionally, the group work was an excellent way to make new acquaintances and start new friendships.

    The program wrapped up at 4pm and we all bundled up to brave the drive home. 

    Remember we have another important program coming (Member’s Only) called “She Designed A Life She Loved” – Vision Board Party on Thursday, February 21, 2019 5:30 pm at ServPro, 470 N. Adams Saginaw, MI 48604.

  • 08/23/2018 10:36 AM | Anonymous member (Administrator)

    Dreams & Goals

     By Tammy Claramunt

    While standing in line at a vacation resort recently, I began chatting with the woman in line next to me.  We were out at the pool, waiting for the bartender to whip up a cocktail and she was friendly, nice and oh so fashionable.  She was wearing a spectacular pair of Chanel sunglasses-round, gold and extremely sparkly!!  She told me how she vacations here frequently, a place that was a-once in a lifetime-kind of place for me.


    Cocktail in hand, I strolled back to my chaise, stared out at the beautiful scenery around me, google-searched her $500 pair of sunglasses then quickly wondered the possibilities.  "I don't want to be her", I announced to myself, "I just want to be here".


    This dream or goal or desire is not unlike any other.  I pulled a pen from my bag, using the napkin from my cocktail, I quickly began working on a plan. A financial plan.


    In the past when I've read other financial articles, it's easy for me to see how people get overwhelmed by the information or lost in the details.  A long-term financial goal doesn't have to be overwhelming though.  Think of it this way:  when you are trying to accomplish a career goal do you consult a career coach?  When you are facing a weight loss obstacle, might you consult a health coach?  A financial goal needs the help of a financial coach.  It all begins with the end in mind, yet action and accountability are critical components.  For example:

    • 1.       Identify your desire or need?  What is the end goal you are striving for?  A vacation? An early retirement? A larger home? A better car?

    2. Evaluate where you are now.  What does my spending look like?  What can I trim?  What can I do to earn more? What can I do to save more?  Invest differently?

    3. Develop a plan to achieve your goal.  How much, how long, etc.

    4. Track. Stop, measure, re-evaluate but most importantly, have an accountability partner who will track & measure your progress with you.

    Unfortunately, I have other financial goals that have a larger priority than the vacation spot; however, I'm making it a part of my plan.  I WILL return there some day! In the meantime, I'll be more aware of my financial habits so that I can stay on track.

    Tammy Claramunt pursued her life’s dreams by becoming a Financial Advisor with Edward Jones. She spends her days in pursuit of others committed to their dreams as well! 

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